Did you know that home and property loans have small margins and only a small change in interest rates can have major consequences? The tricky way, then, is to make sure that you have a complete overview of offers from banks and financial institutions before entering into an agreement.
If you plan to buy a home, refinance or build a new one, we will help you with the financing
You can safely come to us to ask for help.
Your own bank is not necessarily the one that offers you the best deals, so make sure your financing has several options to secure a loan that you can live with.
Home loans, save for consumption!
Mortgages are loans that the Housing Bank lends to the municipalities, which in turn gives loans to their residents. More information about the scheme is available at the service square.
The home loan can be granted in connection with the purchase and entry of housing refinancing of expensive private mortgage improvement of housing.
How to apply for a home loan:
In your loan application, you simply select the mortgage as the product type.
To assess your application, the bank needs the following documentation:
Rate / Broker Assessment
Contact several finance companies and banks so they can give you a good offer on home loans.
Serial loans mean that you pay a higher installment amount (installments + interest) in the beginning. The repayments are equal throughout the loan period, while the installment amount decreases as you pay less interest.
Annuity loans mean that you pay the same installment amount (installments + interest) throughout the loan term if the interest rate is unchanged. As the loan is repaid, the installments make up a larger proportion of the total amount
If you are planning to buy a home or leisure property, you will usually require that you take out a loan. Home financing is a major expense item and should be carefully considered. Your own bank is not necessarily the one that offers you the best deal, so look for more options to secure a loan that you can live with.
Whether it is real estate credit, home finance, or refinancing existing mortgages, you can always count on getting good and personalized service. You will also usually have the option of 100% full financing of home loans. Housing financing for a new home is something many people solve by going directly to their own bank.
Mortgage lending is a form of loan that banks and financial companies would like to have in their portfolio. There is thus competition for the best loan terms, and a mortgage can quickly become many thousands of dollars too expensive if you do not orient yourself in the loan market. The interest rate and other terms on loans, and especially residential loans, can vary from week to week. The financial industry consists of many actors.
If you have existing mortgages and want to refinance, you just need to contact your bank and your bank will arrange the rest. It couldn’t be easier.